[ Answers for one-person businesses ]

The UNO Insurance Blog

Workers’ Comp, Ghost Policies, and certificates of insurance — explained like you’re hearing it for the first time. No jargon, no scare tactics, just what to do next.

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Solo Business Basics
The One-Page Insurance Checklist for Landscapers

Stay up to date with your landscaping business insurance. This checklist helps you track what to keep, what to change, and what to check again.

Monochrome image of a wall-mounted air conditioner on a concrete surface. black and white industrial air conditioner unit
Solo Business Basics
The One-Page Insurance Checklist for HVAC Technicians

Keep your HVAC business on track with this one-page insurance checklist for ongoing admin tasks.

An Asian woman vacuuming while a man works on a laptop in a modern living room. a woman vacuuming in a living room
Solo Business Basics
The One-Page Insurance Checklist for House Cleaners

A quick checklist to help house cleaners get the right insurance for their business.

Construction worker adjusting wooden boards on a construction site in Türkiye. construction worker aligning boards on a site
Solo Business Basics
The One-Page Insurance Checklist for Flooring Installers

Keep your flooring business covered with this simple checklist of insurance tasks for flooring installers.

Focused technician working on wiring with tools in a workshop setting. electronics technician working with wiring tools
Solo Business Basics
The One-Page Insurance Checklist for Electricians

When a client asks an electrician for a workers' comp certificate, here is the one-page checklist.

Man in gloves cutting plasterboard for drywall installation inside a building. man cutting a plasterboard
Solo Business Basics
The One-Page Insurance Checklist for Drywall Finishers

Keep your insurance up to date with this checklist for drywall finishers. Covers what to do, when, and how to stay compliant.

Carpenter wearing protection gear measuring wood in a workshop with great focus and precision. focused carpenter measuring wood with precision
Solo Business Basics
The One-Page Insurance Checklist for Carpenters

A quick checklist for carpenters to stay on top of insurance and admin tasks.

Close-up of a woman holding a digital tablet in an office environment, focusing on hand details. woman holding folder
Solo Business Basics
Proof of Insurance in Illinois: What a One-Person Business Is Usually Asked For

Learn what proof of insurance Illinois asks for and how to get it for your one-person business.

A professional electrician wearing a hard hat inspects an outdoor fuse box ensuring safety. an electrician inspecting a fuse box
Do I Need It?
Does an Electrician Need Insurance Before the First Job?

Yes, an electrician needs insurance before the first job. Here's what to do and in what order.

Construction worker on a rooftop in İstanbul with city skyline in the background. rooftop construction worker in istanbul skyline
Do I Need It?
Does a Roofer Need Insurance Before the First Job?

Does a roofer need insurance before the first job? Yes, if the client asks. Roof work can't go on a ghost policy, so you need regular workers' comp.

A chef washing dishes at a sink in a bright, modern kitchen setting. a person washing dishes in the sink
Do I Need It?
Does a Plumber Need Insurance Before the First Job?

Should a plumber get insurance before their first job? Learn what you need to do first and why it matters.

Happy man painting a wall at home, expressing joy and satisfaction. smiling man painting the wall using a paint roller
Do I Need It?
Does a Painter Need Insurance Before the First Job?

A painter needs insurance before the first job if a client asks for proof. Here's what to do.