Workers’ Comp, Ghost Policies, and certificates of insurance — explained like you’re hearing it for the first time. No jargon, no scare tactics, just what to do next.
Get a Certificate of Insurance for a one-person business. Cimarron issues your policy within 24 business hours of your payment and signed documents.
Find out how much workers' comp costs for a one-person business and how to get your quote today.
A ghost policy proves your business has workers' comp but never covers you. Regular workers' comp covers employees. Here is the real difference.
Need bigger jobs? Learn how insurance helps you get on the list. A certificate of insurance is often required before you can bid.
Turn your side hustle into a real business with clear insurance steps.
A handyman needs insurance before the first job. Here's why and how to get your quote in minutes.
Do sole proprietors need to cover themselves? On a ghost policy you reject coverage for yourself. Here's what that means.
Do you need workers' comp as a self-employed person? Your state decides. Get your quote to find out.
Add an employee later? Learn how to grow out of a ghost policy and get the right coverage.
A handyman with no employees or subcontractors can get a ghost policy, as long as no work goes above 15 feet. It does not cover the owner.
A simple explanation of what an additional insured and certificate holder are in insurance.
