Workers’ Comp, Ghost Policies, and certificates of insurance — explained like you’re hearing it for the first time. No jargon, no scare tactics, just what to do next.
A landscaper needs insurance before the first job. Here's what to do and in what order.
Before your first HVAC job, you need insurance. Here's what to get and when.
Do you need insurance as a house cleaner before your first job? Learn why it might be required and how to get coverage.
Find out if a drywall finisher needs insurance before starting the first job and how to get it.
You need insurance before your first job. Here is what to do and what happens if you are asked for proof on day one.
Find out if solo tile setters in Virginia need workers' comp and what a ghost policy costs: $1,250 all in.
Find out if solo painters need workers' comp in Illinois and what a ghost policy costs: $1,500 all in.
Electricians need to send a workers' comp certificate. Find out if a ghost policy works for you.
Tile setters with no employees or subcontractors can get a ghost policy. It proves coverage exists but doesn't cover the owner. Start your quote in minutes.
Roof work is work at height, and work above 15 feet can't be covered by this program. A roofer needs regular workers' comp, not a ghost policy.
Find out if a plumber can get a ghost policy to satisfy a certificate request without covering the owner.
A painter who works alone, with no subcontractors and no work above 15 feet, can get a ghost policy. Here's what it proves and what it does not cover.
