Sell owner-only workers' comp to your solo clients.
Ghost workers' comp: a real policy for a business with no employees, written by Cimarron Insurance Company, an admitted carrier. Send us your client's ACORD, get the price, bind online. You are the agent on the policy and you are paid commission on every one.
- States
- 14
- Alabama, Arkansas, Illinois, Indiana, Iowa, Kansas, Mississippi, Missouri, Montana, Nebraska, New Mexico, South Carolina, South Dakota and Virginia
- Client price
- $1,000 + $250
- $1,000 a year in 11 of the 14 states, plus the $250 Audit Fee. A few states differ: see the guide.
- Quote
- From the ACORD
- Drop your client's ACORD and we fill in the application.
- Closing
- Sign, then pay
- Bind online. Your client signs first and pays last.
Four steps, all online
1
Check the appetite
If the trade and the state are in the guide, your client can be covered.
2
Send the ACORD
We read it and fill the application. You answer only what is missing.
3
See the price and bind
The premium shows before anything is signed. Cimarron issues the policy within 24 business hours of payment and signed documents.
4
Get paid
The policy sits in your agent account, with your commission paid on every policy.
Commission paid on every policy
Ask us for the rate and we will send it in writing: hello@unoinsure.com.
Questions before you start?
Write to us. A person on the UNO team answers.
See every trade and state with its price · What is a ghost policy?