UNO Insurance
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[ About us ]

Who is UNO Insurance?

UNO Insurance (unoinsure.com) sells owner-only workers' comp — the ghost policy — online, to one-person businesses with no employees, in 14 states. Every policy is written by Cimarron Insurance Company; UNO Insurance is not an insurer. Policies are sold through Cennairus, LLC, a licensed insurance agency (NPN 8740024).

What does UNO Insurance sell?

One product: the ghost policy, owner-only workers' compensation for a business with no employees. It is issued with $0 payroll, the owner rejects coverage, and it gives you the certificate of insurance a contract or license asks for. It is sold online in Alabama, Arkansas, Illinois, Indiana, Iowa, Kansas, Mississippi, Missouri, Montana, Nebraska, New Mexico, South Carolina, South Dakota and Virginia.

Who is the insurer?

Cimarron Insurance Company writes every UNO ghost policy. UNO Insurance is not an insurer.

Who sells UNO policies?

UNO Insurance policies are sold through Cennairus, LLC, a licensed insurance agency (NPN 8740024).

Is UNO Insurance the same company as UNO Insurance Services, LLC?

No. UNO Insurance (unoinsure.com) is not connected to UNO Insurance Services, LLC, an insurance agency in Dickinson, Texas, or to any other business that uses the UNO name. UNO Insurance is online at unoinsure.com.

What does a UNO ghost policy cost?

A flat yearly premium set by your state and your trade's class code, plus the $250 Audit Fee — Powered by Audit1, paid together in one payment. The online quote shows your exact price in about 3 minutes.

How do I reach UNO Insurance?

By email at hello@unoinsure.com.

Where can I read more?

See your price in about 3 minutes.

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